
These percentages are based on the importance of the five categories of the population in credit reports 3 Nevada general.
For specific groups - for example, people who have not been using credit long - the importance of these categories may be somewhat different.
Please note:
- credit reports 3 Nevada A FICO score takes into account all these categories of information, not just one or two. No single piece of information or factor alone will determine your score.
The importance of a factor depends on the general information in your credit report. For some people, a factor may be more important than another person with a different credit history.
Moreover, as the information in your credit credit reports 3 Nevada report changes, the fact of the importance of other factors in determining your FICO score. get a free credit report without a credit card Therefore, it is impossible to say exactly how important a factor in determining your score - even the levels of importance shown here are for the general population, and will be different for credit profiles. The important thing credit reports 3 Nevada is the mix of information, which varies from person to person, and by a person over time.
Your FICO score is based solely on information in your credit report. However, lenders look at many things to make a credit decision including your income, how long have you worked at your current job and the type of credit you request. 3 free credit reports and scores Your score considers the information both positive and negative on your credit report. Late payments will lower your score, but establishing or re-establish a good record of timely payments will raise your FICO credit score.
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